|Fast and Easy Online Application
No Paperwork here! Applying is easy and financing terms are clear. Get a decision in seconds. Checking your eligibility won’t affect your credit score.
|Flexible & Affordable Monthly Programs
Pay for your order over 6 or 12 months at 0% APR or over 24 months at competitive interest rates*
|No Prepayment Penalties
You pay back the loan in monthly payments and can prepay at any time without penalty.
Checking your rate will not affect your credit score.
There’s no obligation to purchase when you prequalify for financing.
* Subject to credit approval. For qualified U.S based customers only. The term is for a loan to finance a purchase. Rates range from 0% to 29.99% APR resulting in, for example, 12 equal monthly payments of $83.33 at 0% APR or 24 equal monthly payments of $45.22 to $55.91 at 7.99% to 29.99% APR, per $1,000 borrowed. Your terms may vary and are subject to application. Bread loans are made by Cross River Bank, Member FDIC.
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